:root {
  --bg: #08111f;
  --bg-2: #0e1b2e;
  --card: #111f34;
  --ink: #f7f4ea;
  --muted: #b5c1d3;
  --gold: #d4af37;
  --gold-2: #f4d675;
  --silver: #d7dde7;
  --line: rgba(255,255,255,.12);
  --shadow: 0 20px 60px rgba(0,0,0,.35);
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: Inter, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  color: var(--ink);
  background: var(--bg);
  line-height: 1.6;
}

a { color: inherit; text-decoration: none; }
img { max-width: 100%; display: block; }
.wrap { width: min(1140px, calc(100% - 40px)); margin: 0 auto; }

.site-header {
  position: sticky;
  top: 0;
  z-index: 20;
  background: rgba(8,17,31,.86);
  border-bottom: 1px solid var(--line);
  backdrop-filter: blur(16px);
}
.nav { display: flex; align-items: center; justify-content: space-between; min-height: 78px; }
.brand { display: inline-flex; align-items: center; gap: 12px; font-weight: 800; letter-spacing: -.02em; }
.brand img { width: 44px; height: 44px; }
.nav-links { display: flex; align-items: center; gap: 26px; color: var(--muted); font-weight: 600; font-size: 14px; }
.nav-links a:hover { color: var(--ink); }
.nav-cta { color: #07101c !important; background: linear-gradient(135deg, var(--gold), var(--gold-2)); padding: 10px 16px; border-radius: 999px; }

.hero {
  position: relative;
  overflow: hidden;
  padding: 86px 0 70px;
  background:
    radial-gradient(circle at 75% 20%, rgba(212,175,55,.20), transparent 30%),
    linear-gradient(135deg, #08111f 0%, #0d2037 52%, #08111f 100%);
}
.hero::before {
  content: "";
  position: absolute;
  inset: 0;
  background-image: linear-gradient(rgba(255,255,255,.035) 1px, transparent 1px), linear-gradient(90deg, rgba(255,255,255,.035) 1px, transparent 1px);
  background-size: 46px 46px;
  mask-image: linear-gradient(to bottom, black, transparent 85%);
}
.hero-grid { position: relative; display: grid; grid-template-columns: 1.05fr .95fr; gap: 44px; align-items: center; }
.eyebrow { margin: 0 0 12px; color: var(--gold-2); font-size: 12px; font-weight: 800; letter-spacing: .16em; text-transform: uppercase; }
h1, h2, h3 { line-height: 1.08; margin: 0; letter-spacing: -.04em; }
h1 { font-size: clamp(44px, 6vw, 76px); max-width: 760px; }
h2 { font-size: clamp(32px, 4vw, 50px); }
h3 { font-size: 22px; }
.lead { margin: 24px 0 0; max-width: 680px; color: var(--muted); font-size: 20px; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 14px; margin: 34px 0 24px; }
.button { display: inline-flex; align-items: center; justify-content: center; min-height: 50px; padding: 0 22px; border-radius: 999px; font-weight: 800; transition: transform .2s ease, box-shadow .2s ease; }
.button:hover { transform: translateY(-2px); }
.primary { color: #07101c; background: linear-gradient(135deg, var(--gold), var(--gold-2)); box-shadow: 0 12px 32px rgba(212,175,55,.24); }
.secondary { color: var(--ink); border: 1px solid var(--line); background: rgba(255,255,255,.06); }
.trust-row { display: flex; flex-wrap: wrap; gap: 10px; }
.trust-row span { color: var(--silver); font-size: 13px; font-weight: 700; padding: 8px 12px; border: 1px solid var(--line); border-radius: 999px; background: rgba(255,255,255,.05); }
.hero-art { padding: 22px; border: 1px solid var(--line); border-radius: 32px; background: rgba(255,255,255,.05); box-shadow: var(--shadow); }

.intro-section { padding: 62px 0; background: #f6f2e8; color: #132033; }
.intro-section .eyebrow { color: #927018; }
.two-col { display: grid; grid-template-columns: .9fr 1.1fr; gap: 44px; align-items: start; }
.two-col p:last-child { color: #425066; font-size: 18px; margin: 0; }

.section { padding: 86px 0; }
.dark-section { background: var(--bg-2); }
.section-heading { max-width: 760px; margin-bottom: 34px; }
.centered { text-align: center; margin-left: auto; margin-right: auto; }
.section-heading p:last-child { color: var(--muted); font-size: 18px; margin-top: 16px; }
.process-grid, .features-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 18px; }
.process-card, .feature-card, .stats-card {
  border: 1px solid var(--line);
  border-radius: 24px;
  padding: 24px;
  background: linear-gradient(180deg, rgba(255,255,255,.07), rgba(255,255,255,.035));
  box-shadow: 0 12px 40px rgba(0,0,0,.18);
}
.step { display: inline-flex; color: #07101c; background: var(--gold); font-weight: 900; border-radius: 999px; padding: 5px 10px; margin-bottom: 18px; }
.process-card p, .feature-card p { color: var(--muted); margin-bottom: 0; }

.risk-section { background: #f7f4ea; color: #132033; }
.risk-section .eyebrow { color: #927018; }
.risk-grid { display: grid; grid-template-columns: 1fr .8fr; gap: 42px; align-items: center; }
.risk-copy p { color: #425066; font-size: 18px; }
.stats-card { background: #fff; border-color: rgba(19,32,51,.12); color: #132033; }
.stats-card ul { margin: 18px 0 0; padding-left: 20px; color: #425066; }
.stats-card li { margin: 10px 0; }
.stats-card strong { color: #132033; }
.features-grid { grid-template-columns: repeat(4, 1fr); }

.cta-section { padding: 18px 0 86px; }
.cta-card {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 32px;
  padding: 38px;
  border-radius: 30px;
  border: 1px solid rgba(212,175,55,.34);
  background: linear-gradient(135deg, rgba(212,175,55,.14), rgba(255,255,255,.05));
  box-shadow: var(--shadow);
}
.cta-card p:last-child { color: var(--muted); margin-bottom: 0; }

.site-footer { background: #050a13; border-top: 1px solid var(--line); padding: 40px 0; color: var(--muted); }
.footer-grid { display: flex; justify-content: space-between; gap: 40px; align-items: flex-start; }
.footer-brand { color: var(--ink); }
.footer-contact { display: grid; gap: 8px; text-align: right; }
.footer-contact a { color: var(--gold-2); font-weight: 700; }
.disclaimer { margin-top: 28px; padding-top: 20px; border-top: 1px solid var(--line); font-size: 13px; color: #95a3b8; }

@media (max-width: 900px) {
  .nav-links { display: none; }
  .hero-grid, .two-col, .risk-grid { grid-template-columns: 1fr; }
  .process-grid, .features-grid { grid-template-columns: repeat(2, 1fr); }
  .cta-card, .footer-grid { flex-direction: column; align-items: flex-start; }
  .footer-contact { text-align: left; }
}
@media (max-width: 560px) {
  .wrap { width: min(100% - 28px, 1140px); }
  .hero { padding-top: 54px; }
  .process-grid, .features-grid { grid-template-columns: 1fr; }
  .cta-card { padding: 26px; }
}